Pay Over Time The Easy Way

  • Use your Credit Card to pay over time

  • 6 equal monthly payments

  • No interest, application or fees

Pay Over Time

Choose EZ Pay to pay and use your favorite credit card to turn your purchase into six smaller payments.

Always 0% interest.
Never any late fees.

With EZ Pay, there are no interest charges or fees… So more of your money stays your money to spend on other things.

No Applications or
Credit Checks

When you make a purchase there is no application or credit checks to show on your credit score and make things complicated. And you continue to earn your points and rewards.

Sample Plan for 6 installments with credit card

Total Pay Today 2nd Payment 3rd Payment 4th Payment 5th Payment 6th Payment
$600 $100
$500 held on card
$100
$400 held on card
$100
$300 held on card
$100
$200 held on card
$100
$100 held on card
$100
$0 held on card

At the time of purchase, and merchant confirmation, you will be charged for the first payment. The remaining balance will be held on your credit card until the final payment is made. After each monthly payment, the amount held from your availability balance will be reduced to the new remaining balance (the held amount may appear as pending).

To be eligible, you must own and use your VISA or Mastercard credit card and have the entire amount of your purchase available on your credit card.

EZ pay and Splitit will not charge you interest or fees. Other potential interest, fees. And/or other charges may apply from your credit card.